ATTENTION: For Those considering  the pros and Cons of annuities
Free annuity guide: 
is an annuity a good idea?
discover the innovation and evolution of Fixed-index  annuities
uNDERSTANDING ANNUITIES IN THE 21ST CENTURY: an Excerpt from chapter 8 of the Holistic retirement planning revolution by lane g martinsen
What the experts Are Saying:
Book Endorsement from Ed Slott:

Today, as we are living longer, retirement planning is all about income - because savings can run out! This is the number one fear I hear from retirees everywhere. 

The plan in Lane's book is refreshingly different and more applicable to today’s retirement realities. His book shows retirees how to generate lifelong income by making the most efficient use of your total financial picture, a/k/a Holistic Planning. 

Your money can last as long as you do…and beyond. Consider this book a user’s guide to a 21 st century retirement plan. 
-  Ed Slott, CPA, Retirement Expert
Founder of www.irahelp.com
Founder of Ed Slott’s Elite IRA Advisor Group SM.
Lane Martinsen leaves no stone uncovered as he makes a convincing case for a holistic approach to retirement planning. 

We are venturing forward into a new age of retirement planning and Lane is one of its most important voices. Spend some time with this book and take to heart its vital message. Highly recommended.
- David McKnight,
Author of The Power of Zero
Aptly titled, The Holistic Retirement Planning Revolution is a wake-up call, valuable resource, and knowledge base for anyone who wants to increase their retirement income and portfolio life while enjoying the peace of mind that accompanies this mission.

Lane Martinsen's highly informative book makes the case that it's not enough to accumulate assets for retirement. You need a holistic retirement income plan to help you figure out how to convert those assets into streams of tax-efficient income. Given the fact that this is a complex endeavor, it is best accomplished with the assistance of a holistic retirement income planner. 
- Robert Klein CPA, CFP, RICP, MBA

An Educational Video From Lane Martinsen's YouTube Channel